A multi-blockchain DeFi credit scoring protocol for better risk prediction.
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Unicred is a multi-blockchain DeFi credit scoring protocol for better risk prediction, that enables unsecured DeFi lending. A state of the art credit scoring algorithm utilises all risk indicators available on the blockchain to issue a credit score that adapts as users interact with DeFi. This score allows decentralized platforms to overcome the barriers of overcollateralization, enabling the analysis of borrower behaviour in a secure, private manner.